Price Sensitivity in Employee Health Care Choices: The Utility of Out-of-Pocket Costs and Risk Aversion

نویسندگان

  • Michael C. Sturman
  • John W. Boudreau
چکیده

برای دانلود رایگان متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Risk premiums and certainty equivalents of loss-averse newsvendors of bounded utility

Loss-averse behavior makes the newsvendors avoid the losses more than seeking the probable gains as the losses have more psychological impact on the newsvendor than the gains. In economics and decision theory, the classical newsvendor models treat losses and gains equally likely, by disregarding the expected utility when the newsvendor is loss-averse. Moreover, the use of unbounded utility to m...

متن کامل

Swiss-CHAT: Citizens Discuss Priorities for Swiss Health Insurance Coverage

Background As universal health coverage becomes the norm in many countries, it is important to determine public priorities regarding benefits to include in health insurance coverage. We report results of participation in a decision exercise among residents of Switzerland, a high-income country with a long history of universal health insurance and deliberative democracy.   Methods We adapted the...

متن کامل

Evaluation of Direct Medical Costs in Hospitalized Diabetic Patients After Health Reform Plan

Background and Objectives: Diabetes is one of the most expensive chronic diseases and a global public health problem. One of the objectives of implementing the Health Reform Plan (HRP) was to reduce the out-of-pocket payments for hospitalized patients. The present study was carried out with the aim of determining the direct medical costs in hospitalized diabetic patients after implementation of...

متن کامل

Inequity in household\'s capacity to pay and health payments in Tehran-Iran-2013

Background: Health inequalitymonitoring especially in Health care financing field is very important. Hence, this study tends to assess the inequality in household's capacity to pay and out-of-pocket health carepaymentsin Tehran metropolis. Methods: This cross-sectional study was performed in 2013.Thestudy population was selected by stratified cluster sampling, and they constitute the typical...

متن کامل

The Effect of Tax–Exempt Out–of–Pocket Premiums on Health Plan Choice

741 National Tax Journal Vol. LIV, No. 4 Abstract Market–based health care reform proposals typically rely on 1) consumer choice among competing health plans, 2) premiums paid out–of–pocket for higher priced plans, and 3) a significant out– of–pocket premium–price elasticity of health plan choice. Section 125 of the Internal Revenue Code exempts employee out–of–pocket premiums from personal inc...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

عنوان ژورنال:

دوره   شماره 

صفحات  -

تاریخ انتشار 2000